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Loan Against Property Information

Everything You Need to Know About Loan Against Property

A Loan Against Property (LAP) allows you to borrow money by using your residential, commercial, or industrial property as collateral. It provides higher loan amounts and longer repayment tenures, making it suitable for business expansion, education, medical expenses, or other financial needs.

High Loan Amount

Borrow up to 60–70% of your property's market value.

Competitive Interest Rates

Loan against property offers lower interest rates compared to personal loans.

Long Repayment Tenure

Repayment tenure can extend up to 15–20 years.

Simple Documentation

Minimal paperwork with faster processing and approval.

Loan Against Property Eligibility

  • Minimum age: 21 years
  • Maximum age: 65 years
  • Stable income source
  • Ownership of residential or commercial property
  • Salaried or Self-employed individuals
  • Valid identity and address proof
  • Clear property ownership documents
  • Recent bank statements

Even if you are unsure about your eligibility, our loan experts can guide you and help you choose the best loan against property options based on your needs.

Talk to Our Loan Expert

Documents Required

1
Identity Proof
  • • Aadhaar Card
  • • PAN Card
  • • Passport
  • • Driving Licence
2
Income Proof
  • • Salary Slips
  • • Bank Statements
  • • Income Tax Returns
  • • Employment Certificate
3
Property Documents
  • • Property Title Deed
  • • Sale Agreement
  • • Approved Building Plan
  • • Property Tax Receipts

Loan Against Property Calculator

Estimate your eligible loan amount and monthly EMI based on property value.

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Chennai, Tamil Nadu 600004. [email protected] +91 9578127962

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